Liability Questions
Who is at fault, how it is proven, and how disputed liability is handled.
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Florida FAQs
Florida Personal Injury FAQs
Common questions about personal injury cases, answered in plain language by the Florida injury attorneys at The Marin Law Offices.
- Plain-language Florida-specific answers
- Free follow-up consultation
- Bilingual support
Personal Injury FAQs Anchored to Florida Practice
Personal injury law in Florida sits at the intersection of statute, insurance contract, and medical documentation. Most people first encounter it after a crash, fall, or other accident and are immediately asked to make decisions while they are still in pain and on adjuster-provided timelines.
This FAQ keeps the answers to the questions that decide cases: when the statute of limitations runs out, how Florida's modified comparative negligence rule changes recovery, which insurance layers actually pay, and what a free consultation does that a recorded statement to the at-fault insurer does not.
Read it before signing anything the at-fault carrier sends over. The early choices, especially around recorded statements and medical authorizations, shape what is recoverable later more than people realize at the time.
Why This FAQ Helps
Concrete reasons to read before you call.
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Florida-Specific
The answers below reflect Florida law on personal injury cases, not generic information that might apply differently in another state.
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Deadline Awareness
Florida statutes of limitations and notice requirements clearly identified.
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Coverage Framework
PIP, BI, UM/UIM, MedPay, and umbrella coverage analysis for this case type.
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Evidence Priorities
What evidence matters most and how quickly it should be preserved.
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Bilingual Support
Free consultations available in English and Spanish for follow-up questions.
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No Cost to Verify
A free consultation confirms how the framework applies to your specific facts.
What This FAQ Covers
Major question categories.
Coverage Questions
Which insurance policies apply and how to identify available layers.
Deadline Questions
Statutes of limitations, notice requirements, and policy-specific timelines.
Medical Questions
How treatment and medical documentation affect the case.
Damages Questions
What categories of damages are recoverable and how they are valued.
Process Questions
How cases move from intake through resolution.
How the Case Moves
From first call to resolution.
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Free Consultation
We learn what happened, identify available coverage, and outline the personal injury cases case plan.
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Evidence Preservation
Scene photographs, witness statements, surveillance, and records preserved within days of intake.
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Documented Demand
Medical workup tracked through maximum medical improvement, then a documented demand presented to the insurer.
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Suit if Needed
Litigation when negotiation will not produce a fair recovery. Trial preparation runs alongside settlement work.
What Clients Say
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“Amazing experience with Mr. Marin. The whole process was quick and efficient. Definitely recommend.”
Sharon
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“Donny Marin is an exceptional attorney. Always answers the phone, very attentive, never rushed, pays great attention to detail, and always delivers.”
Naaman
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“Very professional and informative. Made sure I understood everything along the way. Highly recommend.”
Carlos
Representative Workflow
Representative Personal Injury Case Built From These FAQs
The Problem
A South Florida driver is rear-ended on US-1 and signs a recorded statement with the at-fault carrier the next day. Two weeks later an MRI shows a herniated disc that the recorded statement did not contemplate.
Our Approach
The firm reviews the recorded statement, pulls the medical records and imaging, and rebuilds the demand around the documented disc injury. Florida's two-year deadline is calendared and the PIP, BodIly Injury, and household UM/UIM layers are mapped.
The Outcome
The disc injury is incorporated into the claim before policy limits become an issue. The recorded statement no longer caps the recovery because the demand is grounded in current imaging and treatment, not adjuster framing.
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Florida-specific
Framework knowledge
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$0
Consultation cost
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$0
Up-front client cost
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English & Spanish
Languages
Florida Personal Injury FAQs
Who is at fault in most personal injury incidents? +
Fault depends on the specific facts. In Florida, comparative negligence allocates fault between parties, and recovery is barred only when the injured person's fault exceeds 50 percent. Documented evidence such as photographs, witness statements, and surveillance typically determines the allocation.
What coverage applies to personal injury? +
Coverage analysis usually starts with PIP, then BI of any at-fault party, then UM/UIM coverage on the injured person's own or household policy. Umbrella, commercial, and platform-specific coverage may also apply depending on the facts of the case.
What is the time limit to file? +
Florida's statute of limitations for most negligence-based injury claims is two years from the date of injury for accidents on or after March 24, 2023. Government-entity and maritime claims often have shorter notice deadlines that can run in months.
Do I need to go to the hospital after the incident? +
Medical evaluation after any meaningful injury is advisable, both for your health and for the case. Symptoms can take hours or days to fully present, and early documentation links the injury to the incident. Florida PIP requires medical treatment within 14 days to access the full benefit.
What if the insurance company offers a quick settlement? +
Do not sign anything before having an attorney review it. Early offers are typically extended before medical treatment is complete and before the long-term picture is clear. Once a release is signed, you generally cannot reopen the claim even if symptoms worsen.
How long will my case take? +
Straightforward cases often resolve in months. Complex cases with surgical injury, multi-party liability, or contested liability can take a year or more. The right timeline is the one that produces a fair recovery, not the fastest one.
Do you handle cases in Spanish? +
Yes. The firm handles full case work in English and Spanish, including consultations, court appearances, and document review. Lead attorney Donny Marin is personally fluent in both languages.
What records should I gather? +
Police or incident report, photographs of the scene and injuries, contact information for any witnesses, insurance correspondence, medical records, and any documentation of lost wages. The firm collects most records through formal channels once retained, but anything you have at intake speeds the work.
What if my situation does not match anything on this page exactly? +
That is normal. Every case has its own facts, and general educational content cannot anticipate every variation. The free consultation translates the general framework into a case-specific plan, including the deadlines that apply to your dates, the coverage layers that apply to your policies, and the evidence priorities that apply to your facts. The 20 to 45 minute conversation typically produces a clear written recap by email afterward.
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