Whiplash & Cervical Strain
Soft-tissue neck injuries that often surface in the first 48 hours and can persist for months.
305.482.9701 Free Consultation Available - English & Spanish
Auto Injury Attorney · South Florida
Miami Auto Injury Lawyer
Drivers and passengers hurt in everyday collisions across Miami-Dade and Broward. We handle the full claim, from PIP to bodily injury liability to UM.
- Free consultations in English and Spanish
- No fee unless we recover for you
- Direct access to the attorney handling your case
Most Auto Injuries Are Bigger Than the First Insurance Offer
Auto injuries are the most common reason South Floridians call a personal injury attorney. Whiplash, concussions, herniated discs, fractures, and shoulder injuries from seat-belt forces all show up after the adrenaline of the crash wears off. The insurance company is already moving by then.
The Marin Law Offices represents drivers and passengers across Miami-Dade and Broward in everyday auto injury claims. We map every layer of available coverage, document the full medical picture, and negotiate from evidence rather than urgency. Consultations are free and available in English and Spanish.
What Sets Auto Injury Representation Apart
Why drivers and passengers across South Florida bring auto injury claims to the firm.
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We Read the Full Policy Stack
PIP, BI, UM/UIM, MedPay, and umbrella coverage. We look at every layer before any negotiation begins.
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Medical Picture Through MMI
We track treatment to maximum medical improvement so demand reflects the long-term picture, not the early one.
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Direct Attorney Access
You speak with the attorney handling your case. Not a rotating intake team or a paralegal.
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Bilingual Case Management
Consultations, depositions, and document review handled in English and Spanish.
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No Up-Front Cost
Free consultations and contingency-fee representation. You owe nothing unless we recover.
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Trial-Ready From Day One
We document every case as if it is going to trial. Insurers negotiate differently when the file is ready.
Auto Injuries We See Most Often
The patterns we encounter again and again in South Florida auto cases.
Concussion & Mild TBI
Head injuries that may not require hospitalization but produce lasting cognitive symptoms.
Herniated & Bulging Discs
Lumbar and cervical disc injuries that often require imaging and specialist care.
Fractures & Joint Injuries
Wrist, clavicle, rib, and ankle fractures from steering, dashboard, and door impacts.
Shoulder & Seat-Belt Injuries
Rotator-cuff tears and shoulder-strap bruising from severe restraint loads.
Soft-Tissue & Internal Injuries
Bruising, contusions, and internal injuries that may not be obvious at the scene.
How an Auto Injury Case Moves
From the first phone call to resolution.
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Free Consultation
We listen to what happened, identify available coverage, and explain Florida's PIP and tort thresholds.
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Evidence & Medical Workup
Crash report, scene photographs, witness statements, EDR data where available, and treating-physician records.
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Demand After MMI
We submit a documented demand once the medical picture is clear and quantify every category of damages.
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Suit if the Insurer Will Not Move
We file in state or federal court and prepare the case for trial if negotiation will not produce a fair outcome.
What Clients Say
★★★★★
5.0 from 50 Google reviews
★★★★★
“Donny Marin is an exceptional attorney. Always answers the phone, very attentive, never rushed, pays great attention to detail, and always delivers.”
Naaman
★★★★★
“What an amazing attorney. Always helpful, very attentive, very professional. I would recommend his firm to anyone needing a lawyer.”
Daniel
★★★★★
“Very professional and informative. Made sure I understood everything along the way. Highly recommend.”
Carlos
Representative Workflow
How a Multi-Layer Coverage Claim Gets Built
The Problem
A driver is struck on a Miami arterial by an at-fault driver carrying only state-minimum bodily injury limits. The medical bills exceed those limits before treatment is complete, and the insurer offers policy limits with a quick release.
Our Approach
The firm declines the early release, completes the medical workup through maximum medical improvement, and identifies a resident-relative auto policy with UM coverage. Health insurance subrogation and PIP exhaustion are coordinated so available funds reach the client rather than the medical system.
The Outcome
Recovery is pursued against the at-fault BI policy and the UM layer together, producing a meaningfully larger total recovery than the policy-limit offer alone, with health insurance and PIP exhaustion handled cleanly.
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PIP + BI + UM
Coverage layers used
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After MMI
Demand timing
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$0
Up-front client cost
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English & Spanish
Languages of service
Auto Injury Questions
Do I have a claim if my injuries seemed minor at first? +
Yes, often. Soft-tissue injuries and concussions can take days to fully present, and PIP records build a paper trail from the scene forward. Document everything early. A short call with an attorney clarifies whether a claim is realistic.
How does Florida PIP affect my recovery? +
PIP pays a portion of your medical bills regardless of fault, up to your policy limit. It typically does not cover full damages in a serious case. Stepping outside PIP to pursue the at-fault driver requires meeting the statutory injury threshold.
What is the deadline to file an auto injury claim? +
For most accidents on or after March 24, 2023, Florida's statute of limitations is two years from the date of injury. Some claims, such as those against government entities, have shorter notice requirements that can run in months.
What if I had a pre-existing injury? +
Pre-existing conditions do not bar recovery. Under Florida law, a defendant takes the plaintiff as found. Aggravation of a prior injury is compensable as long as medical evidence connects the worsening to the crash.
Should I give a recorded statement to the other insurer? +
Not without legal advice. The at-fault insurer's adjuster is collecting information to limit the claim, not to help you. Most of what you might say can be sourced from records the firm gathers under controlled conditions later.
What if the at-fault driver had only state-minimum coverage? +
Many Florida drivers carry low limits. Your own UM/UIM coverage often becomes the primary recovery source above those limits. We routinely identify resident-relative policies that extend UM coverage to a household.
How is property damage handled separately from injuries? +
Property damage and bodily injury follow different tracks. Property damage often resolves within weeks under collision or property damage liability coverage. Bodily injury usually waits for maximum medical improvement so demand reflects the full picture.
Do I have to go to court? +
Most auto injury claims resolve through negotiation. Litigation becomes necessary when the insurer will not negotiate fairly. We prepare every case as if it is heading to trial, which often produces a better settlement.
How long does a typical case take? +
It depends on injury severity, the cooperation of insurers, and whether litigation is required. Straightforward claims often resolve in months. Complex catastrophic cases can take a year or more, especially when surgery or future care needs are in play.
Related Car Accident Topics
Closely related sub-types of car accident cases.
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Rear-End Collision Attorney
Following-distance and inattentive-driving cases.
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Hit-and-Run Accident Lawyer
UM coverage and unknown-driver claims.
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Drunk Driving Accident Lawyer
DUI-involved crashes and punitive exposure.
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Distracted Driving Lawyer
Texting and phone-use case work.
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Uninsured Motorist Lawyer
UM, UIM, and stacking issues.
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Back to Car Accident
All car accident topics.
Free Consultation · English & Spanish
Hurt in an Auto Crash? Talk to Us Before You Sign Anything.
A short, no-cost call clarifies your coverage, your deadlines, and your options. There is no pressure.